WELCOME to Fraternity Federal Savings and Loan Association’s updated web site. We have revised our web site to give you more information about the products and services we offer. We hope that you find our new site informative and we would encourage you to email us your impression of our new web site.

We at Fraternity Federal Savings & Loan Association pride ourselves as being a local Community Bank with convenient locations in Baltimore City, Baltimore County, Carroll County, and Howard County, Maryland. Our corporate goal is to provide consumers with the financial services they need to improve the quality of their lives. Fraternity Federal is proud to celebrate our 96th year in 2009. We are a FEDERALLY CHARTERED MUTUAL SAVINGS AND LOAN, with capital levels that far exceed the requirements of the Office of Thrift Supervision (OTS).

We offer a complete suite of deposit products including free checking, statement savings, and a wide variety of certificate of deposit accounts. We also offer IRAs for your retirement needs. All of our products offer competitive rates and flexible terms for investors. All deposits are insured up to $250,000 by the FDIC.

We also offer a wide variety of loan products. We have programs designed to enable you to purchase the home of your dreams or to refinance your home to take advantage of current market rates. We have several outstanding Home Equity products to meet your family’s budget and needs. Our loan originators are ready to assist you in determining which of our loan products will suit you best.

As a community-oriented financial institution we take pride in offering the most professional and courteous customer service in the industry. All customer inquiries are responded to quickly by our experienced and knowledgeable staff. We maintain an open door policy and we may be contacted personally for all of your financial needs.

We thank you for visiting our web site and hope that our products meet your financial needs. Please contact any one of our four branch offices to discuss your financial needs. If you prefer, please do not hesitate to call or email us personally. Our telephone numbers are listed on the Locations page.

Here at Fraternity Federal you’re a neighbor, not a number. We invite you to join our family of neighbors and to enjoy the benefits of a local community bank.

Sincerely,