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Fixed Rate Loans
- Fixed interest rate for the life of the loan. Rates are for 30 day locks. All rates subject to change based on credit score and loan to value ratio.
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- 10 year to 40 year terms available
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Rates Effective: March 10, 2010
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| Maximum Loan Amount: |
$417,000.00 |
Maximum Loan to Value: |
95 % |
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| Loan Description |
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Rate |
Points
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APR
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P & I per $1000
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| 30 Year Fixed |
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4.875% |
0.000% |
4.908% |
$5.2921 |
| 4.750% |
1.000 % |
4.870% |
$5.2165 |
| 4.625% |
1.250 % |
4.766% |
$5.1414 |
| 20 Year Fixed |
|
4.750% |
0.000 % |
4.795% |
$6.4622 |
| 4.625% |
1.000 % |
4.788% |
$6.3942 |
| 4.500% |
1.625 % |
4.737% |
$6.3265 |
| 15 Year Fixed |
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4.250% |
0.000 % |
4.303% |
$7.5288 |
| 4.125% |
2.000 % |
4.479% |
$7.4597 |
| 4.000% |
3.000 % |
4.506% |
$7.3969 |
30 Year Fixed with 10 Year Interest Only
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|
N/A |
0.000 % |
0.000% |
N/A |
| N/A |
0.000 % |
0.000% |
N/A |
| N/A |
0.000 % |
0.000% |
N/A |
| 40 Year Fixed |
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5.625% |
0.000 % |
5.657% |
$5.2430 |
5.500%
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0.500 % |
5.569% |
$5.1577 |
5.375%
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1.000 % |
5.481% |
$5.0729 |
Click to calculate loan payments.
All rates subject to change without notice.
APR is based on a loan amount of $300,000, with a 20% downpayment.
20, 30 or 40 year fixed loans: < $50,000 - add 1/4% to rate, < $75,000 - add 1/8% to rate.
Assumes owner-occupied residence.
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