Fraternity Federal
 
 
Fixed Rate Loans

 

  • Fixed interest rate for the life of the loan. Rates are for 30 day locks. All rates subject to change based on credit score and loan to value ratio.
  • 10  year to 40 year terms available
Rates Effective: July 12, 2010   

Maximum Loan Amount:  $417,000.00  Maximum Loan to Value:   95 %
Loan Description          Rate     

 Points  

   APR      

P & I per $1000

    30 Year Fixed    4.500% 0.000% 4.533% $5.0699
4.375%  0.500 % 4.450% $4.9929
4.250%  1.000 % 4.367% $4.9194
    20 Year Fixed    4.375% 0.000 % 4.417%  $6.2592
4.250% 1.000 %  4.409%  $6.1923
4.125% 2.000 %  4.401%  $6.1259
    15 Year Fixed    4.125%  0.000 % 4.177%  $7.4597
4.000%  0.500 %  4.126%  $7.3969
3.875%  1.000 %  4.074%  $7.3344

    10 Year Fixed

 

4.000%

  0.000 %  4.079% $7.3969
3.875%   0.500 %  4.060% $7.3344
3.750%   1.250 %  4.095%  $7.2722
    40 Year Fixed    5.500%   0.000 % 5.531%  $5.1577

5.375%

  0.500 %  5.443%  $5.0729

5.250%

  1.000 %  5.355%  $4.9887

Click to calculate loan payments.

All rates subject to change without notice.

APR is based on a loan amount of $300,000, with a 20% downpayment.

20, 30 or 40 year fixed loans: < $50,000 - add 1/4% to rate, < $75,000 - add 1/8% to rate.

Assumes owner-occupied residence.