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Fixed Rate Loans
- Fixed interest rate for the life of the loan. Rates are for 30 day locks. All rates subject to change based on credit score and loan to value ratio.
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- 10 year to 30 year terms available
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Rates Effective: January 30, 2012
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| Maximum Loan Amount: |
$417,000.00 |
Maximum Loan to Value: |
95 % |
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| Loan Description |
|
Rate |
Points |
APR
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P & I
per $1000
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| 30 Year Fixed |
|
3.875% |
0.000% |
3.905% |
$4.7024 |
| 3.750% |
1.000% |
3.862% |
$4.6312 |
| 20 Year Fixed |
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3.875% |
0.000% |
3.917% |
$5.9941 |
| 3.750% |
0.375% |
3.834% |
$5.9289 |
| 15 Year Fixed |
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3.375%
|
0.000% |
3.425% |
$7.0876 |
| 3.125% |
1.000% |
3.289% |
$6.9661 |
| 10 Year Fixed |
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3.000%
|
0.000% |
3.069% |
$9.6561 |
| 2.750% |
1.000% |
3.027% |
$9.5411 |
Click to calculate loan payments.
All rates subject to change without notice.
APR is based on a loan amount of $300,000, with a 20% downpayment.
20, 30 or 40 year fixed loans: < $50,000 - add 1/4% to rate, < $75,000 - add 1/8% to rate.
Assumes owner-occupied residence.
Payments do not include amounts for taxes and insurance premiums, if applicable, actual payment obligation will be greater.
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