Fraternity Federal
 
 
Fixed Rate Loans

 

  • Fixed interest rate for the life of the loan. Rates are for 30 day locks. All rates subject to change based on credit score and loan to value ratio.
  • 10  year to 40 year terms available
Rates Effective: March 10, 2010   

Maximum Loan Amount:  $417,000.00  Maximum Loan to Value:   95 %
Loan Description          Rate     

 Points  

   APR      

P & I per $1000

    30 Year Fixed    4.875% 0.000% 4.908% $5.2921
4.750%  1.000 % 4.870% $5.2165
4.625%  1.250 % 4.766% $5.1414
    20 Year Fixed    4.750% 0.000 % 4.795%  $6.4622
4.625% 1.000 %  4.788%  $6.3942
4.500% 1.625 %  4.737%  $6.3265
    15 Year Fixed    4.250%  0.000 % 4.303%  $7.5288
4.125%  2.000 %  4.479%  $7.4597
4.000%  3.000 %  4.506%  $7.3969

     30 Year Fixed with 10 Year   Interest Only

  N/A   0.000 %  0.000% N/A
N/A   0.000 %  0.000% N/A
N/A   0.000 %  0.000%  N/A
  40 Year Fixed    5.625%   0.000 % 5.657%  $5.2430

5.500%

  0.500 %  5.569%  $5.1577

5.375%

  1.000 %  5.481%  $5.0729

Click to calculate loan payments.

All rates subject to change without notice.

APR is based on a loan amount of $300,000, with a 20% downpayment.

20, 30 or 40 year fixed loans: < $50,000 - add 1/4% to rate, < $75,000 - add 1/8% to rate.

Assumes owner-occupied residence.