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Fixed Rate Loans
- Fixed interest rate for the life of the loan. Rates are for 30 day locks. All rates subject to change based on credit score and loan to value ratio.
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- 10 year to 40 year terms available
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Rates Effective: July 12, 2010
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| Maximum Loan Amount: |
$417,000.00 |
Maximum Loan to Value: |
95 % |
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| Loan Description |
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Rate |
Points
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APR
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P & I per $1000
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| 30 Year Fixed |
|
4.500% |
0.000% |
4.533% |
$5.0699 |
| 4.375% |
0.500 % |
4.450% |
$4.9929 |
| 4.250% |
1.000 % |
4.367% |
$4.9194 |
| 20 Year Fixed |
|
4.375% |
0.000 % |
4.417% |
$6.2592 |
| 4.250% |
1.000 % |
4.409% |
$6.1923 |
| 4.125% |
2.000 % |
4.401% |
$6.1259 |
| 15 Year Fixed |
|
4.125% |
0.000 % |
4.177% |
$7.4597 |
| 4.000% |
0.500 % |
4.126% |
$7.3969 |
| 3.875% |
1.000 % |
4.074% |
$7.3344 |
10 Year Fixed
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|
4.000%
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0.000 % |
4.079% |
$7.3969 |
| 3.875% |
0.500 % |
4.060% |
$7.3344 |
| 3.750% |
1.250 % |
4.095% |
$7.2722 |
| 40 Year Fixed |
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5.500% |
0.000 % |
5.531% |
$5.1577 |
5.375%
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0.500 % |
5.443% |
$5.0729 |
5.250%
|
1.000 % |
5.355% |
$4.9887 |
Click to calculate loan payments.
All rates subject to change without notice.
APR is based on a loan amount of $300,000, with a 20% downpayment.
20, 30 or 40 year fixed loans: < $50,000 - add 1/4% to rate, < $75,000 - add 1/8% to rate.
Assumes owner-occupied residence.
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