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Adjustable Rate Loans
- Fixed interest rate for the first 1, 3, 5, 7 or 10 years depending on the product you choose
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- Interest rate adjusts over the term of the loan after the fixed period
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- Rates are for 30 day locks. All rates subject to change based on credit score and loan to value ratio.
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- 10 to 30 year terms available
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Rates Effective: July 12, 2010
| Maximum Loan Amount: |
$417,000.00 |
Maximum Loan to Value: |
95 % |
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| Loan Description |
Index |
Rate |
Points |
APR
|
P & I Per $1000 |
| One Year ARM (2/6) |
1 yr Treasury |
N/A |
N/A |
N/A |
N/A |
| N/A |
N/A |
N/A |
N/A |
| 3/1 ARM (2/6) |
1 yr Treasury |
3.500% |
0.000% |
3.149% |
$4.4904 |
| 3.375% |
1.000% |
3.200% |
$4.4210 |
| 5/1 ARM (5/2/5) |
1 yr Treasury |
3.750% |
0.000%
|
3.301% |
$4.6312 |
| 3.500% |
1.000% |
3.294% |
$4.4904 |
| 7/1 ARM (5/2/5) |
1 yr Treasury |
4.000% |
0.000% |
3.510% |
$4.7742 |
| 3.625% |
1.000% |
3.412% |
$4.5605 |
| 10/1 ARM (5/2/5) |
1 yr Treasury |
N/A |
N/A |
N/A |
N/A |
| N/A |
N/A |
N/A |
N/A |
Initial interest rate may change after consummation.
Click to calculate loan payments.
All rates subject to change without notice.
Assumes owner-occupied residence.
APR is based on a loan amount of $300,000 with a 20% down payment
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