Certificates of Deposit
Rates Effective: July 28, 2010
| Account Type |
|
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Annual Percentage
Yield (APY) |
Interest Rate |
| Six Months |
Fixed |
$100.00 |
$100.00 |
0.75% |
0.750% |
| One Year |
Fixed |
$100.00 |
$100.00 |
0.87% |
0.870% |
| Thirteen Months |
Fixed |
$100.00 |
$100.00 |
0.87% |
0.870% |
| Eighteen Months |
Fixed |
$100.00 |
$100.00 |
1.00% |
1.000% |
| Two Year |
Fixed |
$100.00 |
$100.00 |
1.13% |
1.125% |
| Thirty Months |
Variable |
$100.00 |
$100.00 |
1.25% |
1.240% |
| Thirty-One Months |
Variable |
$100.00 |
$100.00 |
1.25% |
1.240% |
| Three Year |
Variable |
$100.00 |
$100.00 |
2.25% |
2.230% |
| Four Year |
Variable |
$100.00 |
$100.00 |
2.38% |
2.350% |
| Five Year |
Variable
|
$100.00
|
$100.00
|
2.50%
|
2.470 %
|
| Six Year |
Fixed
|
$100.00
|
$100.00
|
2.75%
|
2.710%
|
| 9 Month Neighborhood |
Fixed
|
$100.00
|
$100.00
|
1.00%
|
1.000%
|
| 15 Month Neighborhood |
Fixed
|
$100.00
|
$100.00
|
1.25%
|
1.240%
|
| 21 Month Neighborhood |
Fixed |
$100.00 |
$100.00 |
1.50% |
1.490% |
| Certificates of Deposit |
|
|
- Terms 6 months to 72 months
- One time interest rate upgrade per term on 30 months to 60 months
- Interest continuously compounded and credited monthly
- Interest checks and transfers available
- Penalty for early withdrawal
- Neighborhood CDs are available with a Good Neighbor NOW Account Plus $5000 Relationship or our Platinum (Senior) NOW Account
|
Earnings credited to this account may be withdrawn without penalty at any time during the term in which it is earned.
The Annual Percentage Yields (APYs) are subject to change at any time without notice.
Variable Rates: The interest rate may change after the account is opened. Any Variable CD product is a flexible plan which allows the customer an option to bump the rate one time during each term.
Fees may reduce earnings.
A penalty may be imposed for early withdrawals.
Refer to account disclosures and fee schedule for additional account requirements.
FOR MORE INFORMATION PLEASE SEE ONE OF OUR NEW ACCOUNT REPRESENTATIVES AT ANY OF OUR 4 LOCATIONS!!!
|
